Standard Chartered Personal Loan EMI Calculator
When a person is looking for a personal loan, he/she will be concerned about the interest rates and the EMI that he/she will have to pay to the bank. Here at Standard Chartered Bank, personal loans are offered at attractive interest rates with flexible tenure that makes the payment convenient for the customers.
A loan EMI calculator is the tool that tells you the monthly installments that you have to pay to the corresponding lender against the loan. The personal loan EMI calculator takes into account the loan amount, tenure, and interest rates to figure out the installments that you’ve to pay.
An example below will help you understand it better
- Loan Amount- INR 2,00,000
- Tenure- 5 Years
- Rate of interest- 12% p.a.
Социальная ответственность
Программа Priority Academy была создана банком в 2006 году и включает образовательные программы, включая ознакомительную поездку в Шанхай, программу летней стажировки и учебный семинар в США. Программа пожертвовала 250 000 долларов Чан Ик Хей, любителю науки, победившему на Международной выставке науки и техники Intel, для обучения в Гонконгском университете науки и технологий.
В 2015 году Standard Chartered подверглась широкой критике за финансирование спорной угольной шахты Кармайкл в размере 12 миллиардов долларов, а во главе с Greenpeace была кампания, призывающая их выйти из проекта. Впоследствии банк отказался от сделки.
About Standard Chartered Personal Loan
Standard Chartered is a British multinational banking and financial services company, holding a network of around 1,200 branches and outlets across more than 70 countries. Moreover, with a revenue of around 14.61 billion, this bank is considered as one of the most trustworthy lenders today. Over the years, the bank has created its own niche because of its unmatched services.
The bank has got a strong foothold in India’s personal loan space by bringing in customized offers for borrowers. When it comes to personal loan, this bank fulfills personal financial needs of all, such as home renovation, sudden travel or your friend’s marriage.
How to Get a Personal Loan from Standard Chartered Bank During the Lockdown?
As the lockdown is imposed by the government considering the spread of the COVID-19 pandemic in India, Standard Chartered Bank has some opportunities for you in this tough period. What’s that? If you have a salary or savings account with Standard Chartered Bank, you can get an attractive personal loan to meet your needs.
Eligibility Criteria for Standard Chartered Personal Loan
To avail the personal loan in Standard Chartered Bank, you must meet the below eligibility criteria.
For Salaried
- The minimum age of the applicant should be 21 years
- The maximum age of salaried should be 65 years respectively.(For >58 years retirement proof to be in place)
- The minimum monthly income of the applicant should be INR 25,000 (in case of existing customers) OR INR 30000 & INR 50,000 (in case of new customers basis on the location)
- The applicant should have a work experience of minimum 2 years.
For Self Employed
- The minimum age of the applicant should be 26 years
- The maximum age of self employed should be 70 years respectively.
- Income criteria – Last 2 years IT returns > INR 100000
- Latest ITR should not be higher than 130% of previous year ITR
- Difference between previous year ITR and current year should be greater than 3 months
- The applicant should have a work experience of minimum 3 years.
Standard Chartered Personal Loan Customer Care
If you have any concern, query, complaint or feedback, all you need to do is simply get in touch with the customer care executives at 9873678914. These experts use their expertise to solve all your issues. You can anytime get in touch with them and resolve all your matters. They are always there to listen to all your problems and are here to give you the best solutions. With their friendly nature, these customer care executives are always there to support and guide you so that you can enjoy the best loan journey without any hassle.
Standard Chartered Personal Loan Preclosure Charges
If an applicant wants to pre-close the loan before the set period, he/she can do so at Standard Chartered Bank Yes, the moment you have enough surplus in hand, you can pre-close your loan before the set tenure and save a lot of money. After paying the 6 or 9 EMIs, you can ask a bank to pre-close your loan. However, banks usually charge a preclosure fee for the same and if you want to pre-close your personal loan in Standard Chartered, you need to pay a fee of 5% of the principal outstanding+GST. The same fee has been charged on the outstanding loan amount along with the applicable taxes.
Standard Chartered Personal Loan Status
Knowing the real-time status of your personal loan is easy and quick as all you need to do is just log in to your account. With your credentials such as login ID and password, you can anytime login to your account and know the actual status of your personal loan without any hassle. This online facility is available for one and all and allows you to know your personal loan status anytime, anywhere.
Standard Chartered Personal Loan Login
You can easily login to your account and know all the details in just a few minutes. All you need to have is your login credentials. With the help of your login ID and password, you can anytime login to your account and track the account details.
Features and Benefits
- Low interest rates
- Simple documentation
- Quick processing & Disbursal
- Affordable Financing
- No requirement of a collateral/guarantor
- Easy monthly repayment options
- High loan amounts
Споры
Штрафы за нарушение санкций (2012 г.)
В августе 2012 года Standard Chartered согласилась выплатить 340 миллионов долларов Департаменту финансовых услуг штата Нью-Йорк в связи с обвинениями в том, что банк руководил мошенническим подразделением, которое сговорилось с правительством Ирана скрыть транзакции на сумму более 250 миллиардов долларов в течение более десяти лет.
В декабре 2012 года Standard Chartered соглашается выплатить властям США штраф в размере 327 миллионов долларов за нарушение международных санкций в отношении операций с Ираном, Мьянмой , Ливией и Суданом.
Отмывание денег, штраф за нарушение санкций (2019)
С 9 апреля 2019 года, Standard Chartered заплатил $ 1,1 млрд в правительство Соединенного Королевства и Соединенных Штатов Департамента Америки казначейства по плохим отмывании денежных средств контроля и за нарушение санкций в отношении Мьянмы , Зимбабве, Куба, Судан, Сирия и Иран.
OFSI штраф (2020)
В апреле 2020 года Standard Chartered было оштрафовано Управлением по осуществлению финансовых санкций Великобритании на 20,4 миллиона фунтов стерлингов за ссуды турецкому банку DenizBank, контрольный пакет которого принадлежал российскому банку Сбербанк России в нарушение финансовых санкций ЕС в отношении России.
Штраф за поглощение индийского банка (2020 г.)
В августе 2020 года Правоприменительное управление оштрафовало Standard Charted на 13,6 миллиона долларов за нарушение валютных правил страны при поглощении в 2007 году Tamilnad Mercantile Bank Ltd.
Штраф за задержку сообщения о мошенничестве (2021 г.)
В январе 2021 года Резервный банк Индии оштрафовал Standard Chartered Bank-India в размере 2 крор за несвоевременное сообщение о мошенничестве.
Лидерство
- Председатель группы: Хосе Виньялс (с декабря 2016 г.)
- Генеральный директор группы: Билл Уинтерс (с июня 2015 г.)
Список бывших председателей групп
- Сэр Сирил Хокер (1969–1974)
- Энтони Барбер, барон Барбер (1974–1987)
- Сэр Питер Грэм (1987–1988)
- Родни Галпин (1988–1993)
- Сэр Патрик Гиллам (1993–2003)
- Брайан Сандерсон (2003–2006)
- Мервин Дэвис, барон Дэвис (2006–2009)
- Сэр Джон Пис (2009–2016)
Список бывших руководителей группы
До 1973 года интеграция менеджмента все еще продолжалась, и у Standard Bank и Chartered Bank были свои отдельные руководители; Рональд Лейн и Генри Рид из двух банков впервые объединились в качестве соуправляющих директоров в 1973 году, а Лейн стал единственным управляющим директором в 1975 году.
- Рональд Лейн и Генри Рид (1973–1974)
- Рональд Лейн (1975–1977)
- Сэр Питер Грэм (1977–1983)
- Сэр Майкл Маквильям (1983–1988)
- Родни Галпин (1988–1992)
- Сэр Малькольм Уильямсон (1993–1998)
- Рана Талвар (1998–2001 годы)
- Мервин Дэвис, барон Дэвис (2001–2006)
- Питер Сэндс (2006–2015)
Standard Chartered Bank Personal Loan Interest Rates September 2021
Standard Chartered is a British multinational banking and financial services company, headquartered in London, England. With a wide network of more than 1,200 branches and outlets across more than 70 countries, this bank with its best of financial products such as Personal Loans has been catering the diverse needs of one and all. Currently, the bank offers the loan at an attractive interest rates ranging from 11%-12.50%. Let’s just give you a better understanding of the interest rates below.
Preclosure Grid:
Standard Chartered Personal Loan Balance Transfer Rates
If your existing personal loan is at a higher interest rate, all you need to do is switch to Standard Chartered Personal Loan. Yes, transferring your existing personal loan to Standard Bank allows you to enjoy an interest rate as low as 10.99% per annum. Refer the below table for further details.
*Part Prepayment option available for salary above ₹50,000, subject to a maximum of 25% in one calendar year
*No pre-closure allowed till 12 MOB
Standard Chartered Personal Loan Contact Number
In case you have any concern, query or complaint, you can get in touch with the customer care executives of Standard Chartered Bank. All you need to do is just dial 9873678914 either from your mobile or landline. These experts use their years of expertise to solve all your problems by giving you the best solutions. No matter what problem you have, these executives are always there to give you proper help and assistance.
Standard Chartered Personal Loan Payment
If you want to make the payment of your personal loan availed from Standard Chartered, there are various online and offline modes to do the same. You can either visit the bank branch to make the payment via cash or cheque. However, the online mode of payment surpasses other options in terms of speed and convenience. Yes, an individual can either do the payment online via NetBanking, which is fast and convenient OR ECS is another option that will automatically debit the required amount from an individual’s account.
Standard Chartered Personal Loan EMI Calculator
Want to know whether your monthly installments are going to be pocket-friendly or not? Well, all you need to do is just use a personal loan EMI calculator that gives you the exact and accurate calculations of not only your EMIs but Interest Outgo as well. This magical device after taking into account-Loan Amount, Tenure and Interest Rate fetches the values for you in just a few seconds, thus helps you in taking a calculative and smart decision.
Standard Chartered Bank Personal Loan Status
If you want to know the real-time status of your personal loan in Standard Chartered Bank, login to your account with all the required credentials to know same. This online facility allows you to know the status in no time so that you can further take the step smartly. Whether its approved, pending or rejected, no matter what is the case, you can anytime check the status of your personal loan online.
